A little bit of an older story, but I must address this. First of all, I am not licensed for the state of Massachusetts when it comes to insurance, but I will give my understanding of what the current situation is. Basically, to make a long story short, right now in MA., it appears they have a deal with insurance like no other state in the union. Everyone in the state pretty much pays the same amount, no matter how good or bad your driving record is or any other underwriting factors that other states use to reward people who have a small number of claims. Socialized. Basically, all this does is make everyone pay a lot more than they should, except for the people with bad driving records, as well as only having one or two choices about which company you are going to insure with. Now they have a huge amount of people in the state complaining about it and saying it doesn't work. Now some people might call this a stretch, but healthcare would have the same effect if it worked in this way. Some people would be going to the doctor all the time, others might never go to the doctor, but we would all have to pay the same amount from our paychecks.
Now if Massachusetts hasn't figured out how to make this system work for cars, and it's one of the most liberal states in the US that could try the most outlandish things to make it work, how are we going to implement a national socialized healthcare plan? Answers? Anyone?
Friday, April 29, 2005
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